Continuation Plan allows the main member in a group scheme to continue with their policy on an individual basis without being subject to an additional waiting period, upon withdrawal from the group scheme provided they have applied to continue and received confirmation to that application within one month of the withdrawal date. Cover will be provided at the applicable individual and extended family premium rates and terms and conditions at the time of withdrawal. The benefit for an individual covered under the group policy is limited to the benefit provided in the group policy and only individuals who have enjoyed cover under the group scheme for a period of at least 1 month may be included in the conversion option.